Shona Stephenson 22/7/25 Shona Stephenson 22/7/25

🏠 Rising Costs, Family Support & a Milestone Worth Celebrating!

Newsletter: 22 July

🔍 Market Watch | 💡 Loan Solutions | 🎉 Industry Milestones

It’s been a busy few weeks in the world of property and finance! In this issue, we’re diving into:

✅ The latest on construction costs and what they mean for your borrowing power

✅ A real-life story of how we are using Family Guarantee Loan to help our clients buy their first home

✅ And a toast to Connective Home Loans Brisbane turning 10 — with exciting new products on the horizon!

Shona Stephenson 22/7/25 Shona Stephenson 22/7/25

🎉 Celebrating 10 Years of Connective Home Loans in Brisbane! 🏡

Shona Stephenson 22/7/25 Shona Stephenson 22/7/25

🏗️ Construction Costs Edge Higher — What It Means for Home Buyers, Builders, and the Property Market

Shona Stephenson 22/7/25 Shona Stephenson 22/7/25

💡 How a Family Guarantee is Helping This Newly Blended Family Buy Their First Home — With No Deposit

Shona Stephenson 15/7/25 Shona Stephenson 15/7/25

🏡 Brisbane Joins the Million-Dollar Club 🚗 How a New Car Loan Reduced a Couple’s Borrowing Capacity by $100K. Self-Employed Lending is getting easier 🎉 Success! Pre-approval approved in 5 hours!💥

Shona Stephenson 15/7/25 Shona Stephenson 15/7/25

🚗 How a New Car Loan Reduced a Couple’s Borrowing Capacity by $100,000 🏠

Shona Stephenson 8/7/25 Shona Stephenson 8/7/25

📣 RBA Holds Interest Rates Steady at 3.85% — What Now? 🏡

Shona Stephenson 3/7/25 Shona Stephenson 3/7/25

💸 Is Putting My Next Month’s Mortgage Payment Into Redraw Like Paying Weekly?

Shona Stephenson 1/7/25 Shona Stephenson 1/7/25

🏡 QLD Boost to Buy Home Ownership Scheme

Shona Stephenson 1/7/25 Shona Stephenson 1/7/25

✅ Unconditional Approval Granted for a Tricky Refinance!

Shona Stephenson 1/7/25 Shona Stephenson 1/7/25

🏠 July Highlights: National Home Values Rise, Tricky Refinance with Lender Policy Change Request Unconditionally Approved in 13 Days, and QLD’s New Boost to Buy Scheme

Shona Stephenson 12/6/25 Shona Stephenson 12/6/25

🏡 June 2025 Newsletter - Deposit Bonds, Forgotten Cash & Early Signs the Market's Waking Up! Good news. QLD FHOG extended until June 30 2026.

Shona Stephenson 12/6/25 Shona Stephenson 12/6/25

What Is a Deposit Bond and When Should You Use One?

Shona Stephenson 2/6/25 Shona Stephenson 2/6/25

💰 3 Smart Mortgage Moves This June: HGS vs Non-HGS, Rate Cuts & Refinancing Wins - Cotality (CoreLogic) Home Value Index Report June 2025, is it time to enter the market?

💰 3 Smart Mortgage Moves This May: HGS vs Non-HGS, Rate Cuts & Refinancing Wins - CoreLogic Home Value Index Report June 2025

Shona Stephenson 31/5/25 Shona Stephenson 31/5/25

Roll Call - Which lenders have reduced their interest rates by 0.25%?

Shona Stephenson 31/5/25 Shona Stephenson 31/5/25

💳 Borrowing Power & Credit Cards: Real Case Study Shows $200K Impact

Shona Stephenson 31/5/25 Shona Stephenson 31/5/25

💸 Is It Worth Refinancing? This week’s case study - The Real Impact on Cash Flow and Interest Savings.

Shona Stephenson 31/5/25 Shona Stephenson 31/5/25

🏡 Case Study: Housing Guarantee Scheme (HGS) vs Non-HGS – Which First Home Buyer Path Is Right for You?

Housing Guarantee Scheme (HGS) vs Non-HGS – Which First Home Buyer Path Is Right for You?

Shona Stephenson 20/5/25 Shona Stephenson 20/5/25

🏦 RBA Rate Cut to 3.85% – Opportunity Knocks

🏡 RBA Cuts Cash Rate to 3.85% – Again! Here’s What It Means for You

The Reserve Bank of Australia (RBA) has just made its second interest rate cut this year, dropping the official cash rate by 0.25%, from 4.10% to 3.85%.

📉 This continued shift in monetary policy signals a turning point—and for homeowners, buyers, and investors, it’s a window of opportunity worth exploring.

Shona Stephenson 16/5/25 Shona Stephenson 16/5/25

1 More Sleep Until the RBA Meeting, Plus 3 Mortgage Myths Debunked.

🏠 Rising Costs, Family Support & a Milestone Worth Celebrating!