Can you “time” the property market in Australia?

Timing the property market in Australia—like any other market—is incredibly difficult. While you can analyze trends, economic indicators, and market cycles, predicting exact peaks and troughs is nearly impossible, and some may say it is too risky. Let's unpack the key points that may impact the Australian Property Market Price Movements.

When will interest rates go down in Australia?

This is the million-dollar question we’d all love to have answered, especially considering the current economic climate. Many nationwide households genuinely feel the financial pinch from the higher interest rates, which have proven to be significantly more burdensome than those experienced during the COVID pandemic.

Should I fix my loan or choose a variable interest rate? 🤓 Discover the Pros and Cons of fixed and variable interest rates.

Choosing between a fixed or variable interest rate option depends on several important factors, including your current financial situation, overall risk tolerance, and prevailing market conditions. In Australia, the Reserve Bank of Australia (RBA) set the cash rate, or interest rate, at 4.35%. It's speculated that we are at the peak of the interest rate cycle.

So when do the big four banks think rates will go down?